How To Create a Free Paypal Account

How to create a free Paypal account

In this post i’m going to show you how to create a free Paypal Account so you can use Paypal in Jamaica, or in any country over the world that you may reside.  I show you detailed step-by-step instructions that are easy to follow so you get it done.

See the steps below, but let’s take a second so you fully understand just What Paypal Is.

What is Paypal?

Paypal is a US registered company founded in December 1998 that operates as a Global Payment Gateway.

They provide a global payment service which allows both individuals and businesses worldwide the opportunity to transfer funds internationally and send or receive payments for goods or services bought or sold.

The company’s services are used extensively by online businesses and individuals to make and receive payments and by freelancers who provide various services online in exchange for payment deposited to their Paypal account.

How To Create a Free Paypal Account - Make money to fill your Paypal account

Creating your own free Paypal account is a very wise step to take as it also protects your Credit Card information because when you shop or make payments you are not required to enter your card number etc.

If you live in the Caribbean region and you don’t already have one then follow the steps below to create a Paypal account in Jamaica or other Caribbean countries.

Steps to create your free account

Step 1 – Go to the Paypal Website

From the Paypal Homepage click on the Sign Up button at the top right of that webpage (there’s a link to the Paypal website home page at the end of this document)

How To Create a Free Paypal Account - Paypal in Jamaica and the Caribbean

Step 2 – Choose your desired account type

Here you are given the option to choose between a Personal or a Business account.  Click on the Sign up for free button that appears below your choice of either Personal or Business account

How To Create a Free Paypal Account - Paypal Personal or Business account

Note here that to create a Paypal Business account there will be 2 options.  The first of these options is the Standard Business account and the other one is the Full Business account.

Paypal Standard Business Account

With the Standard Business account you will be able to sell stuff online as a single person business.  You can receive Paypal payments on Ebay, and also accept credit or debit card payments as well.

This account does not attract monthly usage fees and is ideal for Ebayers who buy and sell online.

Paypal Full Business Account

The Full Business account also has the benefits that Premier accounts have, but in addition holders of these accounts can accept bank transfers, utilize special features like Express Checkout and even grant limited access to a number of employees.

Ideally this kind of account is suited for anyone who wants to transact business online on behalf of a company or organization.

Unlike the standard Business account, use of this account will attract a monthly charge from Paypal.

Paypal Personal Account

If you have no intention of selling goods or services online then the best option for you would be one for a personal Paypal account.

Step 3 – select gender, interests & annual shopping limits

How To Create a Free Paypal Account - Anywhere In The World - step by step guide

This step might appear a little bit strange to some, but basically Paypal is trying to ascertain a bit about your top 3 interests that you are likely to spend on online and the amount of money you tend to spend on an annual basis.

Step 4 – Enter Country & valid email address

How To Create a Free Paypal Account - Enter your country & email

Enter a valid email address at this point because this will be used for verification of your Paypal account and also will be the address where you receive all email communications about your account transactions.

Make sure also to create a very strong password in order to enhance account security.

Step 5 – Enter your personal info

How To Create a Free Paypal Account - Enter Your Info

When you get to this point you will be required to enter your personal details for your account creation.  This will include your correct name and street address as well as a valid phone number.

All of this is required information in order to create your account.  Make sure to enter the correct information as entering fraudulent info will definitely cause problems later.

Step 6 – Link your Credit or Debit Card and / or Bank Account

At this point, you have almost completed the process required to create a free Paypal account.  It is possible to skip this step now and do it later, but that would not be the best thing to do.

You should add the card or account information now because it will be used to authenticate your account and there are also benefits such as the removal of sending limits etc.

How To Create a Free Paypal Account - Link your local Credit card or Debit card

When you link your bank account to your Paypal account you will then be able to receive money and have it transferred directly to your local bank account.

If you live in Jamaica or most of the other Caribbean countries you can use a Scotiabank Visa Debit card for this step.  You can also use a CIBC First Caribbean Visa Debit card, a First Global Visa Debit card, a JMMB Visa Debit card or a Sagicor MyCash card.

Of course you also have the option to use your credit card if you have one or your Bank of Nova Scotia or NCB bank accounts for linking to Paypal from Jamaica.

Step 7 – Final step.  Verify your account

After you have completed Step 6 above you will have completed the process to create a free paypal account.  There is still one thing to do before your new account is ready to receive funds though.

That is to verify your new account by confirming your email.  At this point a “complete your Paypal setup” message would have been sent by Paypal to the email address that you specified during step 4 of the account creation process.

How To Create a Free Paypal Account - Verify your account to send and receive

To verify your new account you should log in to this email address and check your inbox for the message from Paypal.  If you don’t see it in your inbox, then you should check your spam folder.

Once the message is found click the “Confirm Email Address” button.  This will take you to Paypal where you will log in to your newly created account.

That’s it.  You have completed the process to create a free Paypal account.

Click the button below to go to Paypal now and create your free account.

How To Create a Free Paypal Account - Create account now

Video – How to setup a Paypal account in Jamaica

Share the information. 

Share this post with your friends and acquaintances on Social media.  Leave us a comment in the comment section below this post as well.

Do you want to make money online?  Click here to see my Number 1 Recommendation.

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Categories: Tips N Tools


Diane · at 8:50

I was really surprised how easy it was to set up a PayPal account by watching the easy step video and I just had to enter a few pieces of information, I received and e mail with information to move forward. I didn’t have to give out my bank just a debit/ credit card number. It was so easy. Thank you again for creating the video.

    Donald · at 5:10

    You’re welcome Doreen. I’m happy the tutorial was able to help you to create your free Paypal account. There’s a lot more useful information on Online Money Gigs so you can check back from time to time.

MrBiizy · at 10:44

This is a very complete and straight forward guide that would make the creation of a verified PayPal account a breeze and a no brainer. I actually have a verified PayPal account that I use for receiving and sending funds. My experience with PayPal has been a pleasant one. I connected my MasterCard to my PayPal account. Cool.

    Donald · at 5:12

    Yes, MrBiizy, i love Paypal too. In my opinion it is the best payment processor around.

Rose · at 10:31

Pay Pal, has been making things so easy when it comes to online money transactions. I honestly wonder how the world used to do business before Pay Pal.

Your guide on how to open a Pay Pal account is helpful. I do have a Pay Pal account But I couldn’t remember the steps on how to create an account, And I needed to remember because I have a friend who wants to open a Pay Pal account so she asked me how she can open a Paypal account. I told her I will get back to her. meanwhile, I was on the internet to find the answer and Viola, your article popped and now I have my answer and the steps to follow. 

I remember when I verified my account, I could not find the email in my inbox and I thought I had done something wrong like mistyping my email address. It wasn’t until I thought of checking my spam box, so You have done good by mentioning this information, that one should check the spam box if they don’t find the email from Paypal in their inbox.

    Donald · at 5:15

    Glad i could help you get your friends Paypal account set up Rose, and in regards to that tip about spam. I have actually had people tell me that they couldn’t find the Paypal email too. Just like you, so that’s why i made sure to include that little tip.

Chuck · at 10:30

Your post How To Create a Free Paypal Account is very informative. I wasn’t aware they were using PayPal in the Caribbean.
Do you know if they have any tobacco restrictions when making purchases in the Dominican Republic?

    Donald · at 5:21

    Sure Chuck. Paypal is used all over the world, not many countries face a total restriction from using the service. In regards to tobacco restrictions in the DR, i’m guessing you meant in regards to buying tobacco to take back home with you.
    You should have no problem with a total of 100 cigars and 200 cigarettes.

Zach · at 10:29

Hello this article is so very helpful to me as I need to know how to create a free Paypal account for my new online business. Your information is very thorough and I had no problems following your directions on setting up my account. I do have one question, are there other payment options that I can use in case someone doesn’t have a Paypal account? Thank you again for the information on this topic.

    Donald · at 5:25

    Happy that you were able to set up your free Paypal account Zach. Yes there are other alternative payment processors to Paypal. Availability depends on the country you are in. Some of these alternative processors are Skrill, Payoneer, Stripe, and Dwolla.

GarryJam · at 10:27

 I had a lot of trouble last time I tried to set one of these up so you had my close attention because I just gave up.

I can’t remember what the problem was so your article has encouraged me to try again.

Your written guide is as good as I have seen.

    Donald · at 5:26

    Thanks GarryJam. I tried to make it as thorough as i could.

Leo · at 10:23

Hello Donald:

I really appreciate your time to write this very detailed steps to create a Paypal account, It is very informative and very easy for me to follow. I will create a paypal account by following your instructions. Because a lot of businesses are online and i need a paypal account to make the payment or to receive money. Your article is really helpful!

I really like how you divided this into  7 simple steps with instructions and pictures, making it so easy for people to follow and fun to read!

I think paypal is one of the largest online payment processor in the world. It provide the credit security and flexibility to people who use it. I think the paypal standard business account is good choice for me.

Thank you so much!


    Donald · at 5:27

    You’re welcome Leo, and i definitely agree with you regarding what you said about Paypal being one of the largest payment processors

sabrinamou · at 10:22

I really enjoyed this. Thank you so much for sharing with us such a beautiful article. I know how important a payment gateway is for a freelancer or online business. I also use PayPal. We all know the PayPal payment getaway is one of the most popular gateways. It is a safe gateway to use to either send or receive money. You have put here some very helpful steps that can be useful for anyone who wants to create a free PayPal account. I must say that this article is very helpful and informative. I am going to bookmark it. I will definitely share it with my friends. I hope they benefit. Much obliged and thanks.

    Donald · at 5:28

    You’re welcome Sabrina.

Brian · at 10:19

Thank you for sharing how to create a free PayPal Account. Your steps are very clear and concise and I love that you included visual aids so that we know what to look for. I also wondered what the difference was between a standard and a full business account and I now know that there could be a fee with the full business account. I’ve always heard that linking your debit card rather than your full bank account number, will allow you to transfer money faster to your account from PayPal. Is that primarily true and is that something you use often?

    Donald · at 5:30

    Glad you liked the article Brian. Actually i use both card and bank account, and i have to agree that i do find the card to be quicker.

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